Treasury Analyst

Purpose of the Position Reporting to the Finance Manager the Treasury Analyst will support the effective management of VFM’s liquidity, cash flows, funding, investments and banking relationships to ensure that the institution maintains adequate liquidity, meets its financial obligations on time, complies with regulatory requirements, and optimizes the use and cost of financial resources. The position will provide timely and accurate treasury analysis to support management and ALCO decision-making, including cash-flow forecasting, liquidity monitoring, funding requirements, interest-rate analysis and financial risk management. Key Responsibilities A. Liquidity Management Monitor and manage VFM’s liquidity position to ensure sufficient funds are available for operational and financial obligations. Prepare liquidity reports, forecasts, and stress-testing analyses to support effective cash flow planning. Track liquidity ratios against regulatory and internal requirements and identify potential funding gaps. Monitor cash balances across banks and branches and recommend optimal fund allocation and transfers. B. Bank Account and Cash Management Oversee all bank accounts and daily cash position monitoring to ensure effective cash management. Review bank transactions, balances, and reconciliations while ensuring accurate records are maintained. Coordinate and monitor fund transfers and account funding requirements in line with approved authorization processes. Track banking costs, interest income, and related treasury transactions to optimize financial performance. C. Funding and Borrowing Management Manage and maintain records of all local and international borrowing facilities and lender obligations. Monitor loan drawdowns, repayments, maturities, interest payments, and covenant compliance. Conduct funding requirement analyses and support negotiations with financial institutions and lenders. Prepare funding proposals, lender reports, and cost analyses to support efficient capital management. D. Investment and Surplus Cash Management Monitor surplus liquidity and identify suitable short-term investment opportunities. Evaluate investment options based on return, risk, liquidity, and maturity considerations. Prepare investment recommendations and monitor approved investments to maximize returns. Ensure all investment activities comply with organizational policies and regulatory requirements. E. ALCO / Asset and Liability Management Support Prepare treasury and liquidity reports for Asset and Liability Committee (ALCO) review and decision-making. Conduct asset-liability, maturity-gap, and market risk analyses to support balance sheet management. Monitor liquidity, funding, and interest rate risks and provide recommendations for mitigation. Track implementation of ALCO decisions and provide timely updates on key treasury indicators. F. Financial and Treasury Risk Management Monitor and assess liquidity, interest rate, foreign exchange, and funding risks in line with treasury policies. Perform scenario analysis and stress testing to evaluate the impact of changing market conditions. Identify emerging treasury risks and recommend appropriate mitigation strategies. Ensure compliance with approved treasury limits, risk parameters, and regulatory requirements, escalating breaches as required. Application Process Interested candidates should submit their application letter, detailed Curriculum Vitae, copies of certificates, and three traceable referees to: The People, Culture and Administration Manager VisionFund Malawi Private Bag A232 LILONGWE OR Email Female candidates are encouraged to apply. Disclaimer: VisionFund Malawi does not use agents, nor solicit any form of payments for any application, training, interviewing, testing or any fees in connection with this recruitment. Report any acts of solicitation for payment and/or extortion to VisionFund Malawi on the following; Tip offs Toll Lines: 0884621623